Close Menu
Invest Intellect
    Facebook X (Twitter) Instagram
    Invest Intellect
    Facebook X (Twitter) Instagram Pinterest
    • Home
    • Commodities
    • Cryptocurrency
    • Fintech
    • Investments
    • Precious Metal
    • Property
    • Stock Market
    Invest Intellect
    Home»Fintech»Building trust at scale: Ogechi Okwechime on fraud, growth and designing fintech systems that last
    Fintech

    Building trust at scale: Ogechi Okwechime on fraud, growth and designing fintech systems that last

    January 2, 20266 Mins Read



    Ogechi Okwechime is a seasoned FinTech strategist and Divisional Head of Growth Marketing (Enterprise) at Interswitch, with over 15 years of experience driving digital transformation across Africa. She is known for bridging technical innovation and commercial strategy, translating complex enterprise infrastructure into scalable market solutions. In her role, she leads the positioning of critical offerings such as real-time payments and fraud prevention systems. A major career highlight was her contribution to Verve’s evolution from a local card scheme into a pan-African, borderless solution operating in over 22 countries and enabling global online commerce. Previously, she launched digital loan products for 50,000 borrowers at Access Bank and scaled Fidelity Bank’s Instant Banking service to over 600,000 users. A CPM and MCP holder with a Master’s in Digital Marketing, she drives inclusive growth through execution-focused leadership. In this interview with CHISOM MICHAEL, she discusses growth through systems thinking, the central role of fraud and security in fintech adoption, and how invisible infrastructure becomes meaningful when it unlocks real economic value.

    Your career has moved across fraud analysis, product management, marketing, and enterprise growth. How has working across these functions shaped the way you make decisions today?

    It stopped me from thinking in silos. Today, I don’t just look at a “growth” plan and see numbers; I see the potential fraud gaps and the marketing story behind it. It’s made me a more balanced leader because I’ve sat in all those seats – I know where the friction usually starts.

    Fraud, trust, and scale are central to fintech adoption in Africa. From your experience, where do most organisations still misunderstand the user’s concern?

    We often get obsessed with tech “features” while the user is just worried about their “future.” In Africa, trust isn’t built with a fancy UI; it’s built when a transaction fails, and the user gets an immediate alert or a clear path to a resolution. People don’t just want a digital wallet; they want peace of mind.

    You were involved in expanding Verve card acceptance to over 22 African countries. What was the most complex non-technical challenge in aligning so many markets and partners?

    It was the “people” part of the puzzle. Technical integration is easy compared to getting 22 different countries to trust a Pan-African brand over a global one. It took a lot of listening, a lot of presence on the ground, and proving that we weren’t there to take over, but to build something that belonged to all of us.

    When building products for emerging economies, how do you balance global standards with local realities without weakening either?

    I keep the “engine” global and the “driver’s seat” local. You don’t compromise on security – that’s non-negotiable worldwide. But you have to design for the guy on the street who might have a weak data connection or prefers an agent to an app. If the tech is world-class but the experience doesn’t fit the culture, it won’t scale.

    You have led both product development and go-to-market strategy. Where do you believe friction most often arises between these two teams, and how can it be resolved?

    Usually, it’s because Product is building for “perfection” while GTM is selling for “now.” I resolve this by making sure they talk to each other before the build starts. When Product understands the customer’s pain and GTM understands the technical “why,” they stop pointing fingers and start solving problems together.

    Digital lending has grown rapidly, but it has also faced trust and sustainability concerns. What principles guided your approach when launching loan products at scale?

    For me, it’s always Integrity over Volume. It’s easy to give out money; the hard part is doing it in a way that doesn’t trap the user in debt. We focused on building products that actually helped people grow, backed by data that ensured we and they could sustain it long-term.

    Enterprise fintech solutions often operate behind the scenes. How do you tell stories that make invisible infrastructure meaningful to decision-makers?

    I don’t talk about APIs or servers; I talk about the “unlock.” I show them how this “invisible” layer is the only reason their customers can pay in seconds. If you can show a leader how infrastructure turns a “no” into a “yes” for their business, they’ll value it every time.

    In your current role, you oversee growth for fraud, security, payments, and cross-border platforms. How do you prioritise focus in such a broad portfolio?

    I go where the impact is highest. Fraud and Security always come first because they are the foundation- if the house isn’t safe, it doesn’t matter how nice the furniture is. After that, I focus on the platforms that have the most “legs” to grow across borders.

    Payments across Africa remain fragmented. What structural shifts do you believe are necessary to move from interoperability discussions to real execution?

    We have to stop talking and start collaborating. Interoperability isn’t a tech problem anymore; it’s an ego problem. We need a shift where we realise that a bigger, connected pie is better for everyone than a small, isolated slice.

    You have worked on products that serve both institutions and end users. How does empathy differ when the customer is a business rather than an individual?

    With an individual (B2C), empathy is about making their life easier. With a business (B2B), empathy is about making them look good and stay profitable. When you realise that a business owner’s livelihood depends on your platform working at 2:00 AM, your approach to service changes completely.

    Recognition often follows impact. How do you measure success internally when external validation is not immediate?

    I look at the “small wins” inside the building. Is my team more confident? Are we catching errors faster than we did six months ago? If the internal culture is solid and the product is actually solving a problem, the awards and recognition will eventually catch up.

    Looking ahead, what responsibility do senior leaders in African fintech have in shaping systems that outlast their own tenure?

    Our job is to leave the door open for those coming behind us. We’re not just building companies; we’re building the ecosystem. My goal is to create systems and a culture that are so robust they don’t need me there to keep thriving ten years from now.

    Chisom Michael

    Chisom Michael is a data analyst (audience engagement) and writer at BusinessDay, with diverse experience in the media industry. He holds a BSc in Industrial Physics from Imo State University and an MEng in Computer Science and Technology from Liaoning Univerisity of Technology China. He specialises in listicle writing, profiles and leveraging his skills in audience engagement analysis and data-driven insights to create compelling content that resonates with readers.



    Source link

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email

    Related Posts

    5 Top FinTech Software Development Firms in Europe in 2026

    Fintech

    India emerges as world’s third-most active fintech market in 2025, trailing only US and UK

    Fintech

    AfriChange UK wins “Best Fintech Website/Platform” at the 2026 Fintech Awards 

    Fintech

    Top 10: FinTech Influencers | FinTech Magazine

    Fintech

    Singapore super-app Grab to acquire US fintech Stash

    Fintech

    Data breach at fintech giant Figure affects close to a million customers

    Fintech
    Leave A Reply Cancel Reply

    Top Picks
    Commodities

    Morocco Sees 41% Boost in Cereal Yields

    Precious Metal

    Oil Fluctuates as Israel-Iran Conflict Fuels -3-

    Cryptocurrency

    India’s RBI Pushes for Interoperable Cross-Border CBDC

    Editors Picks

    Hong Kong rolls out policy statement, moves to nurture fintech

    October 29, 2024

    «Une ancienne pièce de 20 francs peut valoir aujourd’hui jusqu’à 500 euros»

    July 5, 2025

    LLMs are now commodities: Nilekani – Technology News

    February 21, 2025

    Le Métal Pless en mission

    March 24, 2025
    What's Hot

    La fintech PayDunya est en cours de rachat par Peach Payments

    April 4, 2025

    Harmony Gold d’Afrique du Sud va acquérir Mac Copper d’Australie pour 1 milliard $

    May 27, 2025

    UK to cap ground rents paid to freeholders

    January 26, 2026
    Our Picks

    Les actions Precigen rebondissent au-dessus du prix minimum d’enchère du Nasdaq Par Investing.com

    January 16, 2025

    Precious Metal Gems: A history of grail cards from Michael Jordan to Batman

    November 14, 2025

    With Fed rate-easing cycle under way, which real estate markets offer value for money?

    September 28, 2025
    Weekly Top

    17 Surprising Realities of Retirement That Aren’t Often Discussed​

    February 19, 2026

    Silver Price Analysis – Silver Continues to Look for Momentum as Rallies Fade

    February 19, 2026

    People approaching state pension age face one-year gap under new HMRC rules

    February 19, 2026
    Editor's Pick

    Gold, Silver Prices Today, September 19: Yellow Metal Rises On MCX | Check Latest Rates Today | Savings and Investments News

    September 18, 2025

    Government to Release Onion Stocks to Stabilize Prices

    August 9, 2025

    Property owners respond to PSEG’s allegations of threats, request for US Marshals’ help

    August 22, 2025
    © 2026 Invest Intellect
    • Contact us
    • Privacy Policy
    • Terms and Conditions

    Type above and press Enter to search. Press Esc to cancel.