Beehive FinTech taps Perfios to fast-track underwriting

By Vriti Gothi

Beehive FinTech has overhauled its underwriting operations using Perfios’ AI-driven automation technology, reducing loan decision timelines by 48% and signalling a broader shift toward fully digital credit assessment in SME finance.

Announced at the Singapore FinTech Festival 2025, the deployment of Perfios Nexus and Nexus 360 introduces real-time document ingestion, classification and automated credit workflows across Beehive FinTech’s lending operations. The move reflects a growing trend among regional lenders to replace manual due diligence with intelligence-led underwriting systems as demand for faster SME credit continues to rise across emerging markets.

Beehive FinTech said the integration has not only accelerated decision-making but also improved risk accuracy, an increasingly critical metric as alternative lenders scale their portfolios. “Our goal has always been to make business financing faster, simpler, and more accessible for SMEs,” said Abiha Ahmed, Director of Operations & Risk at Beehive FinTech. “The Perfios Nexus solution has been a game-changer, enabling us to evaluate applications with greater speed and precision while maintaining strong risk governance.”

Perfios noted that Beehive’s results demonstrate how automated decisioning can reshape operational efficiency for digital lenders. “Perfios Nexus brings intelligence, precision, and scalability to every stage of credit evaluation,” said Pramod Veturi, CEO International Business at Perfios.

Following the successful rollout, Beehive FinTech plans to extend Perfios’ solutions across the GCC, a region where SME credit gaps remain significant despite rapid FinTech adoption. The expansion underscores how lenders are increasingly turning to AI-enabled underwriting to expand reach, reduce turnaround times, and strengthen risk controls in competitive digital lending markets.