Top 8 Affordable On-Site Rebuild Cost Assessment Providers Across the UK
Let’s be honest — figuring out how much it would cost to rebuild your property from scratch isn’t anyone’s idea of a fun weekend. But it’s one of those things that can make a world of difference when it actually counts.
If the unexpected happens — a fire, flood, or one of Britain’s famous “once-in-a-century” storms — your insurance payout is based on your rebuild cost, not your market value. And unless that figure is accurate, you could end up paying the price twice: once in premiums, and again when your insurer won’t cover the shortfall.
That’s where an on-site rebuild cost assessment comes in. A qualified, RICS-accredited surveyor visits your property in person, measures everything, inspects materials, checks access, and produces a proper reinstatement report — the gold standard for accuracy and peace of mind.
The good news? You don’t have to break the bank to get one. Here are eight reliable, RICS-approved providers offering affordable, on-site rebuild cost assessments right across the UK.
1. Rebuild Cost Assessment (RCA)
Rebuild Cost Assessment (RCA) is a trusted, go-to name for rebuild valuations, offering a nationwide on-site service that blends speed, clarity, and solid technical standards. Each visit is handled by a RICS-registered surveyor who inspects your property in person, taking accurate measurements and reviewing every element that could influence the reinstatement cost.
They then combine their findings with up-to-date BCIS construction data to produce a full, insurer-ready report that’s clear, precise, and easy to understand. RCA are known for their excellent customer service — you can expect straightforward communication, transparent pricing, and quick turnaround times.
Whether you’re a homeowner wanting peace of mind or a landlord with multiple properties to insure, RCA’s mix of affordability and professionalism makes them a solid pick for accurate, no-fuss valuations.
Best for: Homeowners, landlords, and small businesses.
Pricing: Typically from £450, depending on property size and complexity.
2. Barrett Corp & Harrington (BCH)
Barrett Corp & Harrington — or BCH — are one of the best-known names in the rebuild cost world. They specialise in reinstatement valuations for both residential and commercial properties, and their on-site assessments are carried out by experienced, RICS-accredited surveyors who really know their stuff.
During the site visit, they take detailed measurements, check construction materials, assess finishes, and note any external or access features that might affect the rebuild cost. Everything is then cross-checked against BCIS cost data to produce a clear, professional, and insurer-compliant report.
What makes BCH stand out is their balance between precision and practicality — they don’t overcomplicate things, but they don’t cut corners either. If you’re looking for a dependable, detail-oriented service backed by years of experience, they’re an excellent choice.
Best for: Period properties, commercial sites, and high-value homes.
Pricing: Quoted individually; mid-range for the level of detail provided.
3. Eddisons
Eddisons are one of the UK’s most established firms of chartered surveyors, bringing decades of experience to their on-site rebuild cost assessments. Their RICS-accredited surveyors conduct thorough property inspections, assessing every detail from structural materials and internal finishes to boundary walls and outbuildings.
Once the visit is complete, they prepare a clear, data-backed reinstatement valuation that meets RICS and BCIS standards — the kind of report insurers can rely on without question. Eddisons’ scale gives them national coverage, but their regional offices mean you still get the benefit of local market insight.
Their service feels professional yet approachable, and they’re particularly good with complex or non-standard buildings that need a more tailored eye. In short, they bring big-firm quality with a personal touch.
Best for: Commercial assets, estates, and complex residential properties.
Pricing: Available on request; varies with property type.
4. Cardinus Risk Management
Cardinus combine the technical know-how of surveyors with the practical mindset of insurance professionals — and that makes their on-site rebuild cost service especially strong. Their RICS-accredited team visits each property in person, inspecting structure, finishes, and site conditions before preparing a fully compliant reinstatement valuation.
Their process is data-driven but people-focused: they know insurers expect precision, but clients want clarity and value. Cardinus are also one of the few providers that can scale easily — ideal if you manage multiple sites or a property portfolio.
Reports are delivered promptly, clearly formatted, and built using BCIS cost analysis. In short, it’s a professional-grade service that’s efficient, accurate, and surprisingly cost-effective given their credentials.
Best for: Property managers, portfolio owners, and insurers.
Pricing: Quoted per project; competitive for larger portfolios.
5. Kempton Carr Croft
Kempton Carr Croft are a long-established independent firm operating across the South East and Midlands, offering friendly yet highly professional rebuild cost assessments. Their RICS-qualified surveyors carry out full on-site inspections, taking note of the property’s size, structure, materials, and finishes, before preparing a detailed reinstatement valuation.
They pride themselves on providing clear, jargon-free reports that are easy to understand and ready for insurer submission. Clients often highlight their approachable team and transparent pricing as major plus points.
Kempton Carr Croft manage to combine small-firm accessibility with technical rigour — making them perfect for homeowners, landlords, and small businesses who want solid expertise without corporate pricing.
Best for: Homeowners and SMEs in southern and central England.
Pricing: From around £400, depending on property type.
6. Rebuildcosts.co.uk
Rebuildcosts.co.uk specialise purely in rebuild valuations — it’s their core focus, and it shows. Their on-site assessments are carried out by RICS-accredited surveyors who handle everything from small homes to commercial and heritage properties.
Each assessment includes a full property inspection, measurement, and photographic record, with all data benchmarked against BCIS construction indices. The final report is easy to interpret, fully compliant, and presented in a way that insurers recognise immediately.
They’ve built a strong reputation for balancing affordability with technical precision. If you’re after a company that focuses entirely on getting rebuild costs right — without the fluff — this is a great fit.
Best for: Homeowners and property investors seeking straightforward accuracy.
Pricing: From around £375, depending on size and complexity.
7. Gleeds
Gleeds are a global property consultancy with serious credentials — but don’t let that make you think they’re out of reach. Their UK-based team delivers top-tier RICS-compliant rebuild cost assessments for residential, commercial, and heritage properties alike.
Their surveyors carry out in-depth on-site inspections, reviewing structure, services, and finishes, then apply BCIS and internal cost models to produce precise reinstatement valuations. Every report is meticulously prepared and formatted for insurer acceptance, making it ideal for high-value or complex assets.
While Gleeds sit at the premium end of the market, the level of professionalism, accuracy, and credibility they bring makes them excellent value for clients who need watertight documentation.
Best for: Heritage, commercial, and large-scale properties.
Pricing: Quoted on a project basis.
8. Hollis Global
Hollis Global are one of the largest independent building consultancies in the UK, offering on-site rebuild cost assessments that are as polished as they are precise. Their RICS-accredited surveyors perform detailed inspections, examining everything from building fabric to external works and services to ensure every cost driver is captured.
Their reports are comprehensive but not overwhelming — clear, data-backed, and designed for insurer submission. Hollis’ scale means they can handle both one-off properties and nationwide portfolios with consistent standards and quick turnaround times.
They’re a great choice for clients who want thoroughness, reliability, and the reassurance of a big-name consultancy — without losing that personal touch.
Best for: Corporate clients, property managers, and large portfolios.
Pricing: Price on request; depends on size and scope.
An on-site rebuild cost assessment might not be glamorous, but it’s one of the smartest bits of housekeeping you can do for your property. It keeps your insurance accurate, your risk low, and your peace of mind intact. These eight providers prove that you don’t need to spend thousands to get top-tier, RICS-approved accuracy. Whether you’re insuring your family home or managing a nationwide portfolio, a well-executed assessment is money well spent — before you ever need to call on it.