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    Home»Investments»Were you a winner in the December 2025 premium bonds draw?
    Investments

    Were you a winner in the December 2025 premium bonds draw?

    December 1, 20254 Mins Read


    Were you one of the winners in National Savings and Investments (NS&I) premium bonds December draw? Once again, two lucky players won £1m each this month.

    The first winning bond number drawn was 591RD417238 and is held by someone from Norwich. The winner has £350,000 in premium bonds and purchased their winning bond in August 2024. This marks the sixth jackpot win for the city.

    The second winning bond number drawn was 615WP633178 by a new millionaire living in Cornwall. The winner holds £20,000 in premium bonds and purchased the winning bond in February 2025. They are the sixth person to win the £1m jackpot in Cornwall.

    Read more: What are the odds of winning a premium bonds prize?

    Andrew Westhead, NS&I retail director, said: “Congratulations to both our festive premium bonds jackpot winners, who can now celebrate Christmas as millionaires. Winning £1m in less than a year since purchasing their bonds is a great result for our winner from Cornwall.

    “This December, there are over 6 million prizes including 77 prizes of £100,000 and 153 prizes of £50,000. Premium Bonds continue to be a festive favourite, with over 22 million people holding bonds.”

    A recent premium bonds £1m jackpot winner said: “A week has passed since you turned our world upside down, in the nicest possible way. We’re still coming to terms with our ‘this sort of thing never happens to me’ win. Thank you for the amazing news.”

    Unlike other investments, where investors earn interest or a regular dividend income, bonds are entered into a monthly prize draw where people can win between £25 and £1m. All premium bonds prizes are free of UK income tax and capital gains tax.

    The chances of all bonds winning are the same, regardless of when or where they were bought. Even if you did not get a winning ticket this time, be sure to check for any unclaimed prizes.

    Prizes do not expire, meaning you can claim as far back as the original 1957 draw. Premium bond holders can reduce the chances of their prizes going unclaimed by managing their premium bonds online or opting to have any prizes paid directly into their bank accounts by BACS, with notification by email.

    Read more: Over £100m worth of premium bond prizes lie unclaimed

    In Norwich, there are 12,579 unclaimed prizes worth £535,450 dating back to 1969. The largest unclaimed prize in Shropshire is worth £50,000 and was won in the December 2023 draw.

    In Cornwall, the highest unclaimed prize, ready to be united with its owner, is a £25,000 prize from September 2019. Other high-value prizes include £10,000 from May 2022, and two £5,000 prizes won between January 2000 and August 2021.

    Overall, there are 2,677,306 premium bonds prizes worth £111m waiting to be claimed.

    A total of more than 6.1 million prizes worth £403m will be paid out in the December prize draw. There were 134,625,121,463 bond numbers eligible for the draw.

    Since the first draw in June 1957, there have been more than 803 million prizes drawn, worth a total of £39bn.

    Customers can check the premium bonds prize checker on the NS&I website or download the app to see if they have won.

    The NS&I cut the premium bonds prize fund rate to 3.60% last August, down from 3.80%. There is no change to the odds, which remain at 22,000 to 1.

    Read more: What are premium bonds and what are the odds of winning?

    The prize fund rate for premium bonds was last changed from 4% to 3.8% from the April 2025 prize draw.

    Westhead said: “This adjustment to the premium bonds prize fund rate – the first in four months – reflects the changing landscape for savings.

    “Premium bonds maintain their unique appeal by offering complete security backed by HM Treasury, the flexibility to withdraw easily, and the excitement of potentially winning a tax-free prize each month. The August draw is expected to deliver more than 6 million tax-free prizes worth over £396m.

    “By making this adjustment now, we’re able to continue to balance the interests of savers, taxpayers and the stability of the broader financial services sector.”

    Download the Yahoo Finance app, available for Apple and Android.



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