“Will your money last?” isn’t the only question to consider before retiring.
There are many factors that go into what you can comfortably spend in retirement, and there are many strategies that you can use to plan your withdrawals.
This tool gives you a starting point that builds on our retirement income research, using the “base case” from the study.
Important note: Your actual starting safe withdrawal rate may be different from the estimates below. That’s because your portfolio composition, as well as future returns and inflation, may differ from our assumptions. These estimates also tend to be conservative because they assume that you’re taking fixed real withdrawals, which is an inflexible strategy built for a worst-case scenario. In reality, you’ll likely be able to adjust your spending as you encounter different market environments.
The author or authors do not own shares in any securities mentioned in this article.
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