Key market opportunities in AI for fintech include enhanced decision-making and predictive analysis for operational efficiency, a growing demand for digital loan processing, and improved customer service via AI. Significant regional growth in North America and Asia-Pacific, along with rising adoption of mobile payments, boosts the market.
Dublin, Sept. 30, 2025 (GLOBE NEWSWIRE) — The “AI in Fintech Market Report and Forecast 2025-2034” has been added to ResearchAndMarkets.com’s offering.
The global AI in fintech market is anticipated to capture significant growth, with its size reaching an estimated USD 12.61 billion by 2024. The market is projected to expand further at a CAGR of 19.50% from 2025 to 2034, ultimately expected to hit a value of around USD 74.88 billion by 2034.
AI technology is being extensively adopted in the fintech sector, substantially enhancing decision-making and predictive analysis to improve the operational efficiency of financial services. A surge in loan applications is among the prominent trends, driving demand for AI for faster digital loan approval. AI integration in fintech not only enables efficient, round-the-clock customer service but also enhances real-time customer satisfaction.
As technology continues to evolve, numerous companies are investing in R&D to refine processes and streamline workflows. AI’s capabilities in executing tasks, learning autonomously, and reducing errors significantly curb the necessity for human intervention. This utilization allows the financial sector to gain actionable insights in real-time, laying groundwork for further growth of AI in fintech.
Global AI in Fintech Market Share by Region
North America claims a substantial share of the global AI in fintech market due to its robust financial sector, particularly in the United States and Canada. The region benefits from increased investments in R&D and AI innovations. Expanded use of internet and mobile banking, further heightened during the COVID-19 pandemic, has played a critical role in fostering market growth. The Asia Pacific region is also anticipated to see significant growth.
Market Segmentation:
-
Type: Solutions, Services
-
Deployment: Cloud, On-premises
-
Application:
-
Region: North America, Europe, Asia Pacific, Latin America, Middle East and Africa
Rising Adoption of Artificial Intelligence is Bolstering Market Growth
Global collaborations within the AI in fintech market are increasing, driven by rising fund transfers and operations across different sectors, thereby escalating tech involvement in financial services. AI aids businesses in streamlining transactions, safeguarding against fraud, and leveraging machine learning and big data. As the popularity of smart mobile payments surges, key players continue to innovate and expand their payment platforms.