The first three quarters of 2025 saw a bold intervention from Nigeria’s major regulators as they moved to formalise and sanitise the rapidly expanding fintech landscape.
In July, the Federal Competition and Consumer Protection Commission (FCCPC) introduced the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations, 2025.
The binding framework formalised the digital lending space by
Nigeria’s fintech industry has recorded a major shift based on regulatory shifts, major investments, and industry milestones in 2025.
The first three quarters of 2025 saw a bold intervention from Nigeria’s major regulators as they moved to formalise and sanitise the rapidly expanding fintech landscape.
In July, the Federal Competition and Consumer Protection Commission (FCCPC) introduced the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations, 2025.
The binding framework formalised the digital lending space by