1. What defines a FinTech startup in 2025?
A fintech startup in 2025 is defined by its technology, especially AI usage in improving financial services such as payments, banking, lending, compliance, and money management.
2. Why are infrastructure-focused fintech companies growing faster?
Infrastructure-focused fintech companies provide essential services like payments, data connectivity, and fraud prevention, making them deeply integrated and harder to replace.
3. How is Artificial Intelligence changing fintech?
Artificial intelligence is automating customer support, fraud detection, credit decisions, and financial operations, reducing costs and improving speed and accuracy.
4. Why are companies like Stripe and Brex important in fintech?
Stripe and Brex power core financial operations for thousands of businesses, handling payments, spend management, and treasury functions at scale.
5. What trends will shape fintech in 2026?
Greater focus on profitability, increased AI-driven automation, stronger regulatory compliance, and continued growth in financial infrastructure platforms will define fintech in 2026.