He is not alone.
In Enugu, Adaobi runs a small salon where most transactions are still cash-based. She has Moniepoint and PalmPay on her phone after her younger cousin persuaded her to try them. She occasionally checks balances or
In a busy neighbourhood in Kano, Musa carefully slips ₦500 into an old envelope and hides it beneath his mattress. He knows about fintech; he has seen Opay and PalmPay around and even watched his neighbour use Kuda to settle a bill, but for him, saving still feels more secure when he can see and touch the money.
He is not alone.
In Enugu, Adaobi runs a small salon where most transactions are still cash-based. She has Moniepoint and PalmPay on her phone after her younger cousin persuaded her to try them. She occasionally checks balances or