Commercial farmers require substantial, long-term capital for large-scale infrastructure investments, including extensive irrigation systems and sophisticated processing plants. They also bear the burden of navigating stringent international regulations, such as phytosanitary requirements and environmental stipulations for premium export destinations like the European Union, while managing complex supply chains that span vast territories.
For financial institutions, supporting the commercial journey should be underpinned by a focus on affordability. As large-scale climate-smart transitions are rarely possible all at once, Agribusinesses should adopt a phased approach that balances long-term sustainability with immediate affordability. For example, upgrading to precision planters, variable-rate fertiliser spreaders, or installing variable speed drives for irrigation pumps.