Mutual Fund inflows via monthly Systematic Investment Plans (SIPs) surged 45.24 percent to Rs 2.9 lakh crore during the financial year FY25, data released by the Association of Mutual Funds of India (AMFI) on April 11 showed, which is the fastest growth since FY18, when it grew by 52.98 percent.
During FY24, the cumulative SIP inflows stood at Rs 1.99 lakh crore, witnessing a growth of 27.73 percent over the previous financial year.
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The consistent growth in SIP contributions, despite market fluctuations, underscores investors’ increasing confidence and dedication to long-term wealth accumulation, demonstrating their ability to weather market volatility and stay committed to their financial goals.
During FY25, the average monthly SIP contribution reached Rs 24,113 crore, marking a significant increase from the Rs 16,602 crore, observed in the preceding fiscal.
“The steady increase in SIP flows is a testament to the growing maturity of retail investors in understanding the importance of systematic and disciplined investing and trust of investors in mutual funds as a core part of their financial planning,” said Venkat N Chalasani, Chief Executive, AMFI.
For the month of March 2025, monthly SIP contributions grew by 34.53 percent on-year to Rs 25,926 crore, showed the AMFI data. However, on month-on-month basis, SIPs into mutual funds marginally fell to a four-month low in March 2025, despite equity markets staging a recovery.
For the full financial year, SIP assets have seen a 24.59 percent growth on a yearly basis, reaching Rs 13.35 lakh crore by the end of March 2025. Consequently, SIPs now account for 20.31 percent of the overall mutual fund industry’s assets under management (AUM) as of the month end.
Further, the number of contributing SIPs stood at 8.11 crore as of March and has seen an increase of 27.17 percent when compared with April 2024.
Moneycontrol has reported that the SIP stoppage continued to rise in March, with 51 lakh accounts discontinued versus 40 lakh new registrations. The SIP stoppage ratio for the month rose to 127.5 percent from 122 percent in February.
Meanwhile, overall net inflows into equity mutual funds fell 14 percent over the last month to Rs 25,082.01 crore in March, AMFI data has showed. After March, net inflows into open-ended equity funds have stayed in the positive zone for the 49th month in a row.