Submissions for our annual list will be accepted through November 12, 2026.
For the past ten years, we’ve published our annual Fintech 50, covering the top private companies that are transforming finance through technology. (Here’s last year’s Fintech 50.) From payments startups and consumer loan apps to fraud prevention firms and cryptocurrency businesses trying to build a new financial system, these companies are improving the efficiency of and people’s access to financial services.
Our Fintech 50 research is a months-long process that involves a team of 10 reporters and editors. We divide the work into fintech subcategories, speak with industry investors, analysts, entrepreneurs and executives, evaluate hundreds of businesses and ultimately choose 50.
The Fintech 50 2025
VIEW LIST
Before applying, please read our methodology below. The more you can share about your company’s growth, including revenue and profits over the past two years, the more likely you’ll stand out among your peers. Please note: All information submitted can potentially be published—we don’t accept anything off the record.
Fintech 50 Methodology
We look for companies making a deep impact on consumers and businesses through innovation. This typically means they’re growing faster than competitors, regularly releasing new products or making big strategic improvements—not simply providing the same services year after year.
We don’t base the list solely on quantitative metrics or require a minimum amount of revenue or number of customers. We also don’t have a cap for business size. The companies we select tend to be venture-backed startups, since they’re often best equipped to drive industry change, but we’re happy to consider bootstrapped businesses, too. Public companies or their subsidiaries and businesses without significant operations or headquarters in the U.S. are not eligible for the Fintech 50.
Other important criteria we consider for each candidate:
- How much it has grown in sales and/or customers over the past year and how that compares with competitors’ growth.
- Whether it has a live product available to the public, or one that will soon be available.
- Novelty of the product and business model.
- Diversity of the leadership team.
- We define fintech companies as those that apply technology to the categories of business-to-business banking (including banking-as-a-service and corporate cards), insurance, investing (both consumer-facing and business-to-business), payments, personal finance (consumer-facing businesses in areas such as digital banking, consumer lending, budgeting, etc.), real estate, and Wall Street and enterprise (also includes fraud prevention, financial accounting and tax services). We consider blockchain and cryptocurrency companies for this list.
Fintech 50 Application Form
To apply, please complete the Fintech 50 application form by the end of the day on Wednesday, 11/12/25.